Optimization Planning Strategies
Our clients rise beyond incremental financial growth with a custom optimization plan tailored to their life stage.
Peak360 Wealth Management plans are never static — we look at your life situation, market changes, and product strategies as we optimize your plan over time. Our strategies are as unique as you are, and fall within one of five optimization planning designs:
FINANCIAL ACCUMULATION
You are in the growth stage of your wealth — we help you acquire and position your assets in a matrix that best provides liquidity, growth and tax-efficiency within your unique timeline.
FINANCIAL PRESERVATION
You have acquired your wealth — we help you build a strategy that will best preserve that wealth while still providing liquidity, growth and tax-efficiency during your retirement distribution time horizon.
FINANCIAL PRESERVATION
You have acquired your wealth — we help you build a strategy that will best preserve that wealth while still providing liquidity, growth and tax-efficiency during your retirement distribution time horizon.
RETIREMENT INCOME
You are readying for retirement — we prepare a plan for distributions from your assets for the purpose of financial independence and retirement. We build out cash flows to provide incomes to cover Fundamental Expenses, Discretionary Expenses and Extra Ordinary Expenses in a tax-efficient, liquid, risk averse environment.
WEALTH DISTRIBUTION
You have acquired wealth beyond what you can spend in this lifetime — we build a comprehensive plan for the distribution and transfer of that wealth to family, charities or other parties in a tax-efficient and legal manner. The purpose of this planning is to get the right assets, to the right people, at the right time, in the right form.
WEALTH DISTRIBUTION
You have acquired wealth beyond what you can spend in this lifetime — we build a comprehensive plan for the distribution and transfer of that wealth to family, charities or other parties in a tax-efficient and legal manner. The purpose of this planning is to get the right assets, to the right people, at the right time, in the right form.
BUSINESS DISTRIBUTION
You have built a successful, privately held business — we find the right strategies to get wealth out of your firm or transition your firm to others. This process creates exit strategies to transition your company within your timeline while optimizing your wealth from the company utilizing tax-efficiencies where possible.
THE LEVELS OF ASCENT
Our Levels of Ascent process — Develop, Discover, Define, Design and Decide — uniquely lifts you above the day-to-day so you can see where you want to go and the different paths to get there. The first two levels, Develop and Discover, have been optimized over time to ensure you and Peak360 Wealth Management truly understand each other and trust each other for the long run. We break you out of your routine with a personal experience — resulting in key knowledge for both you and Peak360 Wealth Management.
DEVELOP
DISCOVER
DEFINE
DESIGN
